You've probably noticed that I'm big on these slinky metal belts right now. I think they look right worn at the waist over a cardigan for fall layering. It's a nice transition to the inevitable high waisted look (which is already hitting big here in Los Angeles). I also love the black rhinestones against the gold (just as in the lion necklace below). The animal clasp could be a frog or a turtle or maybe something else- I'm not quite sure.